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State of Play


Michael Pratt


State of Play


As another year draws to a close 2013 has been challenging for most businesses compounded by a nine month election and minority governments at both Federal and State level.

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SME Finance Group offers fast business finance and superior service

Fast, easy business finance!

SME Finance Group specialises in getting fast approvals for all your business finance requirements.


Your loan will be approved faster and more efficiently by our team than if you applied for a loan yourself.


We have established, long-term relationships with all the banks and finance institutions to provide clients with business finance solutions. SME manages and maintains the loans for you.


We understand that applying for a loan can be time consuming and frustrating – filling out numerous application forms, meeting ever-changing credit requirements, not to mention stressful negotiations.


SME Finance Group has a highly experienced team who are ready to assist you with prompt, personalised service that will save you time and take away the pressure.


SME is a full member of the Australian Finance Conference and holds an Australian Credit Licence.


The SME Story

SME Finance Group Pty Ltd (SME) is a specialist finance company focusing in the area of motor vehicle, transport and construction equipment, medical, IT and manufacturing equipment finance and more recently residential and commercial mortgage and personal finance.


The business commenced operations in 2005 to offer our existing client portfolio and channel introducing partners the opportunity to have a different relationship with SME for the life cycle of the loan.


The concept has been expanded to vendors, professional networks and associations. When circumstances allow, SME is able to provide "white labelled" finance solutions to vendors and associations, to enhance their brand loyalty.


SME has executed multiple undisclosed underwriting agreements with various Banking partners enabling SME to deliver a broad range of financial service products in an efficient timely manner.


As an operating system we selected 42TM, which is asset-based system with loan profiles created at the asset level, enabling SME to maintain multiple asset categories and to track individual contracts or loans.


The SME solution will assist our clients and channel partners create a profitable new dimension to their existing business. Our sophisticated software, history proven underwritings since inception, together with our marketing and finance industry experience will only enhance the relationship with clients and Banking partners. 


Equipment Finance Solutions

SME specialises in equipment finance - from commercial vehicles to business equipment. If you need to purchase or use equipment without investing your capital resources, we have the solution.


Our experienced lending managers use sophisticated software systems that streamline and fast track the credit process. Read More...

Vendor Solutions

SME can provide flexible vendor solutions that enable you to establish white-label branded financial products for your business. We have assisted numerous vendors from car manufacturers and mortgage aggregators to channel partners with these versatile brand loyalty financial solutions. Read More...