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Business Finance
Release equity, refinance debt, fund an acquisition or access working capital with a structure shaped around the business.
Explore this solutionBusiness, property, vehicle & equipment finance
Finance structured for business owners, investors and complex circumstances—not forced into a standard lending box.

What we arrange
Clear advice and considered structures across the needs of business owners, investors and individuals.
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Release equity, refinance debt, fund an acquisition or access working capital with a structure shaped around the business.
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Finance for homes, investments, developments and commercial property—from straightforward purchases to complex scenarios.
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Fund prestige and business vehicles, machinery and specialised equipment without losing sight of cash flow.
Explore this solutionOur approach
Complex finance rarely fits neatly inside conventional boundaries. We combine established experience with the perspective to find smarter ways forward.
How we approach financeSolutions in practice
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Commercial property finance

The clients wanted to purchase consulting rooms and fund the full purchase price, GST, government fees and purchase costs—without offering any additional security. We structured a $2.4 million facility around the property being acquired.
An anonymised past client outcome. Lending criteria, security requirements and outcomes vary.
Experience with perspective
For more than 40 years, SME Finance Group has helped clients navigate changing businesses, personal circumstances and lending markets.
We bring together deep lending experience, broad market access and the perspective to look beyond a single product or policy.
About SMEFGAffiliations & partners
Our industry affiliations and professional relationships support the breadth and quality of the finance solutions we provide.





Straight answers
We help with business, commercial and residential property, vehicle, equipment and specialist finance. The right structure depends on your goals, security position, cash flow and timeframe.
Often, yes. A decline can reflect one lender’s policy rather than the quality of the opportunity. We review the full circumstances and consider bank, non-bank and specialist lending options.
Yes. Enquiries should be handled discreetly by an experienced team member, with privacy and regulatory information clearly available before you submit personal details.
A confidential conversation
Your enquiry will be treated confidentially and reviewed by an experienced member of our team.
Please don’t include bank credentials, identification documents, tax file numbers or detailed financial records in your initial enquiry.