Business, property, vehicle & equipment finance

Solid foundations.
Smarter ways forward.

Finance structured for business owners, investors and complex circumstances—not forced into a standard lending box.

Entrepreneurial business owner in a contemporary Melbourne workplace

Business owners

100+ years’ combined experienceAustralian Credit Licence holderBank, non-bank & specialist options

What we arrange

Finance that fits the opportunity.

Clear advice and considered structures across the needs of business owners, investors and individuals.

01

Business Finance

Release equity, refinance debt, fund an acquisition or access working capital with a structure shaped around the business.

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02

Property Finance

Finance for homes, investments, developments and commercial property—from straightforward purchases to complex scenarios.

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03

Vehicle & Equipment Finance

Fund prestige and business vehicles, machinery and specialised equipment without losing sight of cash flow.

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Our approach

The Point of Different Thinking.

Complex finance rarely fits neatly inside conventional boundaries. We combine established experience with the perspective to find smarter ways forward.

How we approach finance

Solutions in practice

01 / 07

Business refinance

Team meeting in a Melbourne office, as used in the IT consultancy newsletter

More than $7 million refinanced. Existing ATO arrangement maintained.

An established IT consultancy wanted to consolidate multiple business loans and release additional capital for cash flow and growth, while retaining its existing ATO payment arrangement. SME Finance Group structured a refinance that achieved all three objectives.

An anonymised past client outcome. Lending criteria, security requirements and outcomes vary. Illustrative image.

Experience with perspective

Complex circumstances deserve more than a standard answer.

For more than 40 years, SME Finance Group has helped clients navigate changing businesses, personal circumstances and lending markets.

We bring together deep lending experience, broad market access and the perspective to look beyond a single product or policy.

About SMEFG

Affiliations & partners

Professional relationships that support our work.

Our industry affiliations and professional relationships support the breadth and quality of the finance solutions we provide.

Straight answers

Questions clients often ask.

What types of finance can SME Finance Group arrange?

We help with business, commercial and residential property, vehicle, equipment and specialist finance. The right structure depends on your goals, security position, cash flow and timeframe.

Can you help when a bank has said no?

Often, yes. A decline can reflect one lender’s policy rather than the quality of the opportunity. We review the full circumstances and consider bank, non-bank and specialist lending options.

Will my enquiry be kept confidential?

Yes. Enquiries should be handled discreetly by an experienced team member, with privacy and regulatory information clearly available before you submit personal details.

A confidential conversation

Tell us what you’re trying to achieve.

Your enquiry will be treated confidentially and reviewed by an experienced member of our team.

Start your enquiry hello@smefg.com.au1300 275 763

Please don’t include bank credentials, identification documents, tax file numbers or detailed financial records in your initial enquiry.