An RPO is a flexible rental agreement with an option to exercise the purchase of the rented equipment upon the completion of an agreed minimum rental term. SME Finance Group has a new RPO product offering available for either new or used equipment where the equipment can be purchased typically after 12 months, and up to 80% of the rentals paid will be rebated to the More
Following the Reserve Bank recent interest rates cuts, rates are at an all time low. These historical low interest rates will obviously impact borrowings across many loan facilities – i.e. motor vehicles, business equipment commercial & industrial property, residential & investment properties. Some examples of what is now available are:  Owner occupied, principle More
You know your business backwards, so whether you wind down, ramp up or close shop for the holiday season, you’re probably already planning ahead for the associated cash flow pressures.  We can help by arranging cash flow support without the painful paperwork, so the funds are ready when you need them.  Borrow $5K to $500K over More
Short Term Loan Open for Investment SME Mortgage Group Pty Ltd Australian Credit Licence (ACL) 388003 has another opportunity for a direct investment in to a 2nd Mortgage agreement. Please find set out below terms & conditions of the proposed loan in relation to security for the borrowing of by way of a second mortgage on the said property More
The Reserve Bank recently reduced interest rates by a further .25%, the cash rate now is at an all-time low These historical low interest rates will obviously influence all Bank borrowings by reducing interest rates for many other facilities – i.e. motor vehicles, business equipment commercial & industrial property, residential & investment More
Working Capital is the lifeblood of any successful business regardless of how long it has been in operation.  Accessing additional working capital has historically taken the form of an overdraft from a bank, supported by property security pledged by the borrower or its directors/owners. In more recent times the Australian More
If you read the press you will find many articles written about the lack of available funding for small businesses.The facts are for SME businesses who have quality historical business and financial data supported by financial forecasts there has never been as many options available as we have today. It has been well More
Our business that was establish 40 years ago has been collecting Net Promoter Score (NPS) data via customer surveys now for over two years.  Our industry leading score in excess of 80  confirms that our customers like what we do.  We pride ourselves at SME Finance Group on delivering best in class products backed by outstanding levels of service. It More
  You know your business backwards, so whether you wind down, ramp up or close shop for the holiday season, you’re probably already planning ahead for the associated cash flow pressures.  We can help by arranging cash flow support without the painful paperwork, so the funds are ready when you need More
If you are finding dealing with your Bank CHALLENGING, with outcomes not in your favour - you are not alone. Read how our Mortgage Expert Brendan Barry-Murphy helped an existing client secure a home loan for business purposes when their bank could only provide a heavily conditioned indicative offer for a much smaller amount. Glad, More
House prices continue to fall this month all over Australia. CoreLogic data shows, house prices steadied briefly in mid-July, but price falls by the end of the month still reached -0.6% across Australia’s combined capital - the largest monthly fall in seven years. Whilst the low prices are bad news for the economy, it is a More
Industry: Legal Loan approved: $100,000 Loan purpose: Working capital Recently, SME Finance Group helped a Barrister secure a cash flow loan for $100,000. It was not an easy win as the Barrister’s borrowing entity was not registered for GST, however the larger group was. Plus, the entity received less than $50,000 a month as More
In recent times there has been an intense focus on the SME sector particularly in relation to funding available for SME businesses.  The Hayne Royal Commission recently exposed a market failure where banks are reluctant to supply capital to grow. Government, the Reserve Bank and the regulators appear intent on opening new funding channels for More
Our client (67 years old) presented us with an opportunity to assist.  Since the 1970’s our client has run a very successful trading, distribution and wholesale business. He has extensive world - wide connections built over many years of trading. He had an existing Owner Occupied property located in South Melbourne valued at approximately $2,600,000 with an existing Mortgage More
As I write this post I am reading about a proposed class action against the banks. Those represented are "incurring financial losses as a result of entering into mortgage loan contracts " citing irresponsible lending practices.   The Royal Commission has certainly unveiled some more than More
It’s getting colder and that means it’s nearly the Snow Season. Have you ever thought about buying a property in one of the Alpine Resorts? With a Snow Lease property, you can buy your very own piece of the snow field action and potentially earn great income as well. So, what is a Snow Lease Property? All residential properties in Alpine More

SME Blog & News

Rental Purchase Options (RPO)

An RPO is a flexible rental agreement with an option to exercise the purchase of the rented equipment upon the completion of an agreed minimum rental term. SME Finance Group has a new RPO product offering available for either new or... More...

Market Update

Following the Reserve Bank recent interest rates cuts, rates are at an all time low. These historical low interest rates will obviously impact borrowings across many loan facilities – i.e. motor vehicles, business equipment commercial... More...

Get Your Business Ready For The Holiday Season

Need extra cash over Christmas? We have got your covered! You know your business backwards, so whether you wind down, ramp up or close shop for the holiday season, you’re probably already planning ahead for the associated cash flow... More...

Short Term Loan Open for Investment

Short Term Loan Open for Investment SME Mortgage Group Pty Ltd Australian Credit Licence (ACL) 388003 has another opportunity for a direct investment in to a 2nd Mortgage agreement. Please find set out below terms & conditions... More...

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