The Reserve Bank recently reduced interest rates by a further .25%, the cash rate now is at an all-time low These historical low interest rates will obviously influence all Bank borrowings by reducing interest rates for many other facilities – i.e. motor vehicles, business equipment commercial & industrial property, residential & investment More
Working Capital is the lifeblood of any successful business regardless of how long it has been in operation.  Accessing additional working capital has historically taken the form of an overdraft from a bank, supported by property security pledged by the borrower or its directors/owners. In more recent times the Australian More
If you read the press you will find many articles written about the lack of available funding for small businesses.The facts are for SME businesses who have quality historical business and financial data supported by financial forecasts there has never been as many options available as we have today. It has been well More
Our business that was establish 40 years ago has been collecting Net Promoter Score (NPS) data via customer surveys now for over two years.  Our industry leading score in excess of 80  confirms that our customers like what we do.  We pride ourselves at SME Finance Group on delivering best in class products backed by outstanding levels of service. It More
You know your business backwards, so whether you wind down, ramp up or close shop for the holiday season, you’re probably already planning ahead for the associated cash flow pressures.  We can help by arranging cash flow support without the painful paperwork, so the funds are ready when you need More
If you are finding dealing with your Bank CHALLENGING, with outcomes not in your favour - you are not alone. Read how our Mortgage Expert Brendan Barry-Murphy helped an existing client secure a home loan for business purposes when their bank could only provide a heavily conditioned indicative offer for a much smaller amount. Glad, More
House prices continue to fall this month all over Australia. CoreLogic data shows, house prices steadied briefly in mid-July, but price falls by the end of the month still reached -0.6% across Australia’s combined capital - the largest monthly fall in seven years. Whilst the low prices are bad news for the economy, it is a More
Industry: Legal Loan approved: $100,000 Loan purpose: Working capital Recently, SME Finance Group helped a Barrister secure a cash flow loan for $100,000. It was not an easy win as the Barrister’s borrowing entity was not registered for GST, however the larger group was. Plus, the entity received less than $50,000 a month as More
In recent times there has been an intense focus on the SME sector particularly in relation to funding available for SME businesses.  The Hayne Royal Commission recently exposed a market failure where banks are reluctant to supply capital to grow. Government, the Reserve Bank and the regulators appear intent on opening new funding channels for More
Our client (67 years old) presented us with an opportunity to assist.  Since the 1970’s our client has run a very successful trading, distribution and wholesale business. He has extensive world - wide connections built over many years of trading. He had an existing Owner Occupied property located in South Melbourne valued at approximately $2,600,000 with an existing Mortgage More
As I write this post I am reading about a proposed class action against the banks. Those represented are "incurring financial losses as a result of entering into mortgage loan contracts " citing irresponsible lending practices.   The Royal Commission has certainly unveiled some more than More
It’s getting colder and that means it’s nearly the Snow Season. Have you ever thought about buying a property in one of the Alpine Resorts? With a Snow Lease property, you can buy your very own piece of the snow field action and potentially earn great income as well. So, what is a Snow Lease Property? All residential properties in Alpine More
Your dream car is closer than you think! SME Finance Group's Car Buying Service is here to save you thousands of dollars. Get fleet discounts on all makes and models anywhere in Australia. Take the hassle out of your car buying process. Don't waste your weekends visiting car dealers. Let us run around and get you the best deal. Call us on 03 8825 8888 for a FREE quote. Alternatively, contact our Fleet Manager Bojan Krsman on 0421 239 258 or email This email address is being protected from spambots. You need JavaScript enabled to view it..    
Novated Leasing is a term or concept that many may be familiar with but may have found confusing.  Recent changes to FBT rules and innovation through automated systems means a Novated Lease is the easiest and most practical way for all employees at all levels any types of More
We know that running a small business is both rewarding and challenging. Fast and easy access to finance can help relieve some of the pressure so you can focus on attracting new customers and growing your business. Funds can be used for any business purpose.    Here are some things you could do with extra More
SME finance Group is very proud of Kaine McNamara, an Associate of the SME Mortgage Department for the successful completion of his study exchange program in Sri Lanka. Kaine feels the international study program has been an excellent opportunity for him to witness life and learning in another country. More

SME Blog & News

The impact of interest rate reductions

The Reserve Bank recently reduced interest rates by a further .25%, the cash rate now is at an all-time low These historical low interest rates will obviously influence all Bank borrowings by reducing interest rates for many other... More...

Working Capital to pay suppliers - time to think outside the square

Working Capital is the lifeblood of any successful business regardless of how long it has been in operation.  Accessing additional working capital has historically taken the form of an overdraft from a bank, supported by property... More...

Funding is readily available for small business. Just ask SME Finance Group.

If you read the press you will find many articles written about the lack of available funding for small businesses.
The facts are for SME businesses who have quality historical business and financial data supported by financial... More...

Our Customers Like What We Do

Our business that was establish 40 years ago has been collecting Net Promoter Score (NPS) data via customer surveys now for over two years.  Our industry leading score in excess of 80  confirms that our customers like what... More...

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